01
Your Scenario
$
Inflation-adjusted (real) view
Chart in today's purchasing power
Asset Allocation
US Equity
50%
Intl Equity
15%
Bonds
25%
REITs
5%
Gold
3%
Cash
2%
Total allocation
100%
Asset Return Assumptions (nominal)
US Equity10.2% ± 17.2%
Intl Equity8.0% ± 18.0%
Bonds4.2% ± 6.0%
REITs9.0% ± 15.5%
Gold5.5% ± 15.5%
Cash2.0% ± 1.0%
Social Security
$
Other Income (Pension / Rental / Part-time)
$
Inflation-adjust other incomePension / rental typically not CPI-linked
One-Time Events
Withdrawal Strategy
Annual Spending
$
Dual-Country ModeSplit spending across US + another country
US Inflation
%
%
India / Dual-Country Settings
%
%
%
%
Fees & Taxes
%
%
02
Simulation Results
Ready
Configure & Run
Set your scenario on the left, then hit Run Simulation.
Disclaimer: This tool is for educational and planning purposes only and does not constitute financial, legal, or tax advice. Monte Carlo simulations use historical return parameters and cannot predict the future. Results do not account for AMT, RMD tax drag, Social Security taxation thresholds, IRMAA, FATCA/FBAR obligations (for dual-country scenarios), or the US-India tax treaty. Actual returns, inflation, and currency movements will differ. No data entered here is transmitted anywhere — all calculations run entirely in your browser using JavaScript. Consult a fee-only financial planner before making retirement decisions.